Los Angeles

HOA Management

J & N REALTY, INC.

Time-Honored Quality & Commitment Since 1993

- Primus Inter Pares -

~ first among equals

Insurance agents, like doctors, have a broad range of specialties and areas of expertise. Fortunately, community association insurance is one of them. Community associations have unique needs and exposures, so the board has been very diligent in selecting an agent with experience in this area. Our insurance agent serves the associations we manage by:

i Reviewing the association’s documents, recommending the legal minimum insurance requirement, and recommending additional coverage that might be appropriate.

i Inspecting the community and identifying exposure that needs to be addressed.

i Verifying the property values for replacement and/or reproduction costs.

i Reviewing the association’s fidelity bond, and ensuring that all appropriate parties are included.

i Obtaining premium quotations and helping the board select the best program.

i Educating the board about coverage, exclusions, and limitations.

i Educating the residents about the association’s policy, where it stops, and the residents’ and owners’ responsibilities begin.

i Offering the unit owners special coverage and reduced rates.

i Providing certificates of insurance or evidence of coverage to lenders.

i Helping the board decide how claims deductibles will be processed.

i Creating a claims procedure manual

i Customizing a risk-management program

i Assisting the association to establish procedures for service providers

i Reviewing the association’s claims annually and recommending how to reduce future claims.

J & N Realty, Inc. -- real estate, property, planned unit development (PUD), townhouse, townhome, hoa, condo, condominium, homeowner association, common interest development (CID)management in Los Angeles

We do the difficult immediately; the impossible takes a little longer

● PROPERTY MANAGEMENT

● CONDOMINIUM ADMINISTRATION

● HOA MANAGEMENT PROGRAM

● HOMEOWNERS ASSOCIATION SERVICES

● HOA FINANCIAL OPERATIONS

● PLANNED UNIT DEVELOPMENTS

● COMMON INTEREST DEVELOPMENTS

● HOA MAINTENANCE OPERATIONS

● HOA QUALITY OF SERVICE

● - Clarifying the Manager’s Role

● - Checklist for Identifying Deficient Management

● - Small Claims Court Actions

● - Compare Your Rent

● - Model Code of Ethics for Homeowners Association Board Members

It is the fate of the Property Manager to toil at the lower employments of life; to be rather driven by the fear of evil than attracted by the prospect of good; to be exposed to censure without hope of praise; to be disgraced by miscarriage or punished by neglect, where success would have been without applause and diligence without reward. While others may aspire to praise, the Property Manager can only hope to escape reproach, and even this negative recompense has yet been granted to very few.

HOA Board Members may request log-in information to our Members Only area, which is packed with lots of very unseful information cannot be found anywhere else on the web

As Property Managers, we all have learned primarily

through our mistakes and pursuits of false assumptions

rather than by our exposure to fountains of wisdom and

knowledge.